Adom Savings Account

The Adom savings account is an interest bearing account that allows individuals, clubs and societies, enterprises and corporate bodies to set funds aside which accumulate interest, pending future use.

 

Requirements

  • Minimum initial deposit of GHC 20.00
  • Minimum operating balance of GHC 20.00
  • Minimum balance of GHC 50.00 to earn interest
  • Interest on savings – 4 – 7% p.a

Benefits

  • High interest on account
  • No maintenance fee
  • Low minimum deposit
  • Flexible cash withdrawal terms
  • ATM card

Target Market

  • Individuals
  • Corporate bodies
  • Clubs and societies

 

Adom Current Account

The Adom Current Account is specially designed for clients to deposit and withdraw cash at any time without prior notice. This account is ideal for customers who make frequent transactions and payments to third parties.

Requirements

  • Minimum initial deposit of GHS 20.00
  • Monthly maintenance of GHC 2.00

Benefits

  • No commission on turnover (COT)
  • Unlimited withdrawals
  • Customized cheque books
  • Free access to  phone banking
  • ATM Card
  • Monthly account statement upon request
  • SMS alerts

Target Market

  • Individuals
  • Salaried workers
  • Clubs and societies

Adom YoungStar Account

The Young Star account is tailored to meet the future financial needs of your child/guard.  A parent/guardian is entrusted with the account until the child/guardian turns 18 years of age making him/her assumes control of the account.

Requirements

  • Child’s birth certificate
  • 2 passport sized photographs
  • Verified National ID of  parent/guardian
  • Minimum Initial deposit of GHS 20.00
  • Passbook for record keeping

Benefits

  • Savings can be used as collateral ( for school fees)
  • Competitive interest on savings
  • Minimum amount to earn interest is GHS 100.00

Target Market

  • Parents/Guardians

Adom Susu Account

The Adom Susu account is a micro savings account intended for micro businesses and individuals who are usually too busy to leave their business operations to deposit their savings in a bank.

Find out more

Requirements

  • Minimum opening balance of GHS 5.00
  • Daily minimum contribution of GHS 5.00

 

Benefits                                           

  • Interest on Susu savings of 5-7% p.a
  • Minimum balance to earn interest – GHC 50.00
  • Attractive interest rates
  • Access to loan facilities
  • Use savings as collateral
  • Personal mobile banker
  • Free passbook

 

Target Market

  • Individuals
  • Traders
  • Groups

 

INVESTMENT

The Adom Anidaso Account is an interest bearing account that offers customers a very high return on their investments.  AAA is ideal for those interested in saving money for long-term purposes and also for those interested in investing money solely for higher returns.

Benefits

  • Flexible period options;

i) 91 days (3 months)

ii)182 days (6 months)

iii) 365 days (12 months)

  • Fixed Deposit Certificates can be used as security for loan facilities
  • Convenient roll-over options
  • Competitive interest rates

Target Market

  •  Individuals
  • Corporate bodies
  • Clubs and Associations