The  Adom Nhyira Susu scheme spans a great variety of socio-economic and occupational groups running micro and small businesses in the informal sector - such as petty traders, Drivers, artisans, shop owners etc. - that are normally excluded from mainstream banking.


  • Minimum opening balance of GHS 5.00


  • Attractive interests on Susu deposits
  • Personal field banker
  • Easy access to loan (after 2 months)
  • Use savings as collateral for loans (of 4x the amount)
  • ATM Card upon request
  • SMS alerts upon request


Target Market

  • Individuals
  • Traders
  • Groups